Terms of Use

Thank you for using LazyInvestor.ai ("Website") and its integrated paid features, including the Super Lazy Investor Subscription Service and the Stock Screener ("Subscription Services"), provided by Lazy Investor AI, Inc. ("Company"). By accessing or using the Website and/or subscribing to any of the Subscription Services, you agree to comply with and be bound by the following terms and conditions ("Terms").

Acceptance of Terms
By accessing or using the Website or subscribing to any Subscription Service, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access or use the Website, or subscribe to any Subscription Services.

Not Investment or Financial Advice
The information provided on the Website, including any tools or features such as the "5-Year Low Zone," Stock Screener, or portfolio alerts, is intended for informational and educational purposes only. It should not be construed as investment advice, financial advice, trading advice, or as a recommendation for any specific security or investment strategy. The Company is not an investment advisor, brokerage firm, or investment company. You agree to consult a qualified financial advisor before making any investment decisions.

Not a Buy Recommendation
The "5-Year Low Zone" is not a buy recommendation. It refers to a range identified near a stock’s 5-year low, calculated solely using Fibonacci retracement levels. It is not intended to predict future performance and should not be relied upon as a definitive indicator of a stock’s value or potential.

Stock Screener Disclaimer
The Stock Screener is a paid tool that automatically identifies stocks currently trading within their "5-Year Low Zone." This tool uses historical price data to filter results and is intended solely for educational use. Inclusion of a stock in the Screener does not imply that it is undervalued or suitable for investment. Users should independently verify all data and consider their personal financial situation before taking any action.

Data Source and Accuracy Disclaimer
The stock data used on this Website and for calculating the "5-Year Low Zone" comes from a third-party provider. We do not verify the accuracy or completeness of this data. The Company disclaims any responsibility for any errors or omissions in the data and any reliance you place on such data is strictly at your own risk.

Service Description
Super Lazy Investor Subscription
This paid service provides subscribers with insights into the investment portfolio of the Company’s proprietor, referred to herein as "the Proprietor." Subscribers receive alerts and updates on selected stocks within this portfolio. These alerts are not comprehensive and are for informational purposes only.
Stock Screener
The Stock Screener is a separate paid feature that offers users access to a searchable database of stocks trading in their 5-Year Low Zone. Access requires providing your name and email address. This tool is for screening purposes only and is not intended to serve as investment advice.

Stock Selection and Disclosure
The Company reserves the right to choose which securities are included in any Subscription Service. Super Lazy Investor alerts reflect the Proprietor’s personal investment activities and may exclude certain trades or positions. Disclosure is based on internal strategy and transparency goals.

Performance and Reporting
Performance data provided for the Proprietor's portfolio is based on the market prices of the securities on the day of reporting and reflects the Proprietor's personal records. These results are not audited and are subject to adjustments. Premiums from options trades are generally not disclosed, and changes in cost basis due to the sale of shares are typically noted, although this is not guaranteed. The Company makes no guarantees regarding the accuracy or reliability of any performance data.

Subscriptions and Cancellations
All paid services, including the Super Lazy Investor Subscription and the Stock Screener, are billed monthly with no refunds. Users may cancel at any time, but cancellations take effect at the end of the current billing cycle. No partial refunds are issued.

Financial Benefits Disclosure
We may benefit financially from referring users to consult with a financial professional. We may receive compensation if users sign up for certain products or services through our referrals. This financial relationship does not influence the educational and informational content provided on our Website.

Disclaimer Regarding Financial Professionals
The Company has no involvement in or responsibility for any financial advice provided by the financial professionals or brokerages we refer users to, and we are not liable for any losses resulting from their advice.

User Responsibility and Risk Acknowledgment
By using the tools and information provided by the Website or Subscription Service, you acknowledge that you are solely responsible for your own financial decisions. Investments come with the risk of losing money, and past performance is no guarantee of future results. We strongly advise consulting a qualified investment advisor or other financial professional to assist you.

Data and Privacy
When subscribing to the Stock Screener or other paid services, we collect your name and email address. For more details on how your information is handled, please refer to our Privacy Policy.

User Conduct
You agree not to use the Website or any Subscription Service for unlawful purposes or in a manner that disrupts the Website, other users, or the business operations of the Company.

Limitation of Liability
To the fullest extent permitted by law, the Company and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of the Website or Subscription Services.

Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States of America, without regard to its conflict of law principles.

Modifications
The Company reserves the right to modify these Terms at any time. Continued use of the Website or Subscription Services constitutes acceptance of any updated Terms.

Entire Agreement
These Terms, along with the Privacy Policy and any other legal notices published by the Company, constitute the entire agreement between you and the Company regarding use of the Website and Subscription Services.

Contact Information
For any queries regarding these Terms, you may contact us at [email protected].

By accessing or using the Website or subscribing to the Subscription Service, you acknowledge that you have read, understood, and agree to abide by these Terms.