Terms of Use

Thank you for using LazyInvestor.ai ("Website") and its integrated paid feature, the Super Lazy Investor Subscription Service ("Subscription Service"), provided by Lazy Investor AI, Inc. ("Company"). By accessing or using the Website and/or subscribing to the Subscription Service, you agree to comply with and be bound by the following terms and conditions ("Terms").

Acceptance of Terms
By accessing or using the Website or subscribing to the Subscription Service, you agree to be bound by these Terms. If you do not agree to these Terms, you must not access, use the Website, or subscribe to the Subscription Service.

Not Investment or Financial Advice
The information provided on the Website, including any tools or features such as the "5-Year Low Zone," is intended for informational and educational purposes only. It should not be construed as investment advice, financial advice, trading advice, or as a recommendation for any specific type of security or investment strategy. The Company is not an investment advisor, brokerage firm, or investment company. You agree to consult a qualified financial advisor before making any investment decisions.

Not a Buy Recommendation
The "5-Year Low Zone" is not a buy recommendation. It refers to a range identified near a stock’s 5-year low, calculated solely using Fibonacci retracement levels. It is not intended to predict future performance and should not be relied upon as a definitive indicator of a stock’s value or potential.

Data Source and Accuracy Disclaimer
The stock data used on this Website and for calculating the "5-Year Low Zone" comes from a third-party provider. We do not verify the accuracy or completeness of this data. The Company disclaims any responsibility for any errors or omissions in the data and any reliance you place on such data is strictly at your own risk.

Service Description
The Subscription Service, a paid feature of the Website, provides subscribers with insights into the investment portfolio of the Company’s proprietor, referred to herein as "the Proprietor". Subscribers receive timely alerts and updates on selected stocks within this portfolio. These alerts may not cover all trades or investments made by the Proprietor and are intended for informational purposes only.

Stock Selection and Disclosure
The Company reserves the right to select which stocks from the Proprietor's portfolio are disclosed to subscribers. The selection is based on internal criteria and may not include all securities traded or held by the Proprietor. Disclosure is governed by our commitment to maintain transparency while respecting strategic investment considerations.

Performance and Reporting
Performance data provided for the Proprietor's portfolio is based on the market prices of the securities on the day of reporting and reflects the Proprietor's personal records. These results are not audited and are subject to adjustments. Premiums from options trades are generally not disclosed, and changes in cost basis due to the sale of shares are typically noted, although this is not guaranteed. The Company makes no guarantees regarding the accuracy or reliability of any performance data.

Subscriptions and Cancellations
Subscriptions to the Subscription Service are charged on a monthly basis without refunds. Subscribers may cancel their subscription at any time; however, fees already paid will not be refunded. Cancellation will take effect at the end of the current billing cycle.

Financial Benefits Disclosure
We may benefit financially from referring users to consult with a financial professional. We may receive compensation if users sign up for certain products or services through our referrals. This financial relationship does not influence the educational and informational content provided on our Website.

Disclaimer Regarding Financial Professionals
The Company has no involvement in or responsibility for any financial advice provided by the financial professionals or brokerages we refer users to, and we are not liable for any losses resulting from their advice.

User Responsibility and Risk Acknowledgment
By using the tools and information provided by the Website or Subscription Service, you acknowledge that you are solely responsible for your own financial decisions. Investments come with the risk of losing money, and past performance is no guarantee of future results. We strongly advise consulting a qualified investment advisor or other financial professional to assist you.

Data and Privacy
Please refer to our Privacy Policy for information on how we collect, use, and disclose information from our users.

User Conduct
You agree not to use the Website or Subscription Service for any unlawful purpose or any purpose prohibited under this clause. You agree not to use the Website or Subscription Service in any way that could damage the Website, Subscription Service, or general business of the Company.

SMS Terms & Conditions

SMS Consent Communication
SMS opt-in and phone numbers collected for SMS communication purposes will not be shared with any third party and affiliates for marketing purposes.

Types of SMS Communications
If you have consented to receive text messages from LazyInvestor.ai, you may receive messages related to links to view cheap stocks upon opt-in, weekly links to updated cheap stock lists, optional purchase offers for cheap stock lists by industry, and an option to reply ADVISOR for a link to request a consultation with a financial professional.

Example Message
"LazyInvestor.ai: 5 cheap stocks: View on X: [X link]. View on IG: [Instagram link]. Join the convo! This week only: 7 cheap [Sector] stocks + analysis [Instant Download: link]. Reply ADVISOR to speak to a financial pro. Reply STOP to opt-out of SMS messaging from LazyInvestor.ai."

Message Frequency
Message frequency may vary. You may receive up to 10 SMS messages per month.

Potential Fees for SMS Messaging
Standard message and data rates may apply based on your carrier’s pricing plan.

Opt-In Method
You may opt-in to receive SMS from LazyInvestor.ai by messaging us first to 855-2-LAZYBOT.

Opt-Out Method
You can opt out of receiving SMS messages at any time by replying STOP to any message. You may also contact us directly to request removal from our messaging list.

Help
If you need assistance, reply HELP to any message.

Additional Options
If you do not wish to receive SMS messages, simply do not opt in by texting STOCKS to 855-2-LAZYBOT.

Standard Messaging Disclosures
Message and data rates may apply. You can opt out at any time by texting STOP. For assistance, text HELP or visit our Privacy Policy and Terms and Conditions pages. Message frequency may vary.

Limitation of Liability
To the maximum extent permitted by law, the Company, its owners, employees, and affiliates will not be liable for any direct, indirect, consequential, or any other form of loss or damage that may be suffered by a user through the use of the Website and Subscription Service.

Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, United States of America, without regard to its conflict of law principles.

Modifications
The Company reserves the right to change these Terms at any time. Your continued use of the Website and Subscription Service will be deemed as irrevocable acceptance of any revisions.

Entire Agreement
These Terms, along with any additional guidelines, policies, or disclaimers incorporated by reference, represent the entire understanding between you and the Company regarding your use of the Website and Subscription Service and supersede all prior promises, agreements, or representations, whether written or oral.

Contact Information
For any queries regarding these Terms, you may contact us at [email protected].

By accessing or using the Website or subscribing to the Subscription Service, you acknowledge that you have read, understood, and agree to abide by these Terms.